Optimum credit union allows you to send money to friends, family etc. If your financial institution offers optimum credit union Online Banking you can log onto their online banking to use optimum Bank there. If your bank does not offer Optimum credit union Online Banking you can sign up at Optimum credit union.

After you enter your Eligible Transaction Account information, you can send or recieve money from any one, anywhere in the world. You will be notified by email or by an sms message of your current transaction and status immediately.

To open an Optimum credit union account, you must be at least 16 years old and you must have an email address and a phone number.

You should also have a valid means of identification to verify your account.

The easiest way to reach us is to chat with us on our support chat.

You can also send an email to Info@optimumcunion.com or call 24/7, We will reply you under 10 minutes.

Yes, your money is safe with us. We secure all accounts with the same high-security encryption used by regular banks. For extra protection, we insure every deposit you make into your Optimum credit union account.

If all bank data are wiped out by a natural disaster or something similar, we take full responsibility for it and the Deposit Insurance Fund of the National Deposit Insurance Commission (NDIC) is required to pay you 200,000 naira as compensation.

When you sign up for an Optimum credit union account you’ll get an account limited to a maximum balance of $300,000, a maximum deposit of $50,000 at a time and a maximum transfer of $50,000 at a time.

You can also increase the limit of your account by providing some necessary information.

If you suspect an unusual activity in your account you can report this activity in our support or you can send am message to our fraud control email at Fraud@OptimumtrusBank.com stating your name and account number and we will find and resolve any threat or issue arising from that account.