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The Best Choice for Online Banking And Payment

An international account to send money to over 60 countries around the world, up to 7x cheaper the bank

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How to Get An Account

Getting Started

01.

Submit The Form

Register for an optimum bank Account today and get a stress free, easier and cheaper way of sending and receiving your money

02.

Verify Identity

Verify your email and submit a valid means of Identification to verify and access your Optimum credit union account.

03.

Wait Till Approved

After approval, deposit money into your optimum credit union bank account in some few and easy steps.

The Reliable, Cheap , Fastest And Easy Way To Send Money

The best, safe and easiest way to send and recieve money to and from any country in the world, with low transfer rates to all countries.
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  • Certified

Certified and trusted to carry out all your transactions.

  • Transparent

There are no other online platform with cheaper transfer rates, use Optimum credit union today at hte best and lowest cost

  • Fast Transfers

We send and recieve your payments from over 60+ countries with lighting speed.

  • 24/7 Support

Talk to any of our support agents, we reply you under 10 minutes.

The Most Comfortable Way To Make Online Payment

Transfer & Deposit Money Anytime, Anywhere In The World

At Optimum credit union you can save, send and receive money instantly form over 60+ countries! Around the globe, saving and sending money with Optimum credit union is an instant and secure procedure to ensure easy money transfer from anywhere at anytime.
Saving You Time
90%
Trusted Company
94%
  • Easy and secure platform
  • 100% Transparent Cost
  • Debit Mastercard Included
  • Commitment to Customers
  • Best Quality You Can Get

Keep Every Money Save in Your Online Wallet

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Customize And Control Your Own Finance

Take charge of your finance and transfer money with low cost to anyone in any part of the world.
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What Users Says About Our Service

Don’t just take our word for it - check out what our customers have to say about their experience with us: Excellent Based on 25,454 reviews

I like the fact that Optimum Bank doesn’t only run at a cheaper rate than most banks but you can only create a budget plan to control your spending pattern. Really really nice!!

    Shelby Cairns

    Entrepreneur

    This is the best banking app! I’m enjoying seamless banking plus the cheap international transfers to other countries is a thing of joy. This is what I call freedom. I’ve made Optimum credit union my main bank account and I’m gonna refer all my friends!

      Catrina Yoder

      CEO Bciaga

      Well done to the guys at @Optimum credit union i had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah

        Syeda Bright

        Businessman

        Just joined the best Digital Bank
        I have no complaints whatsoever since i started using Optimum Bank

          Maxwell Lucas

          Businessman

          Never thought an app would stylish become my everyday way to bank and have access to physical cash.

            Owen ray

            Businessman

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